AI-Powered Credit Risk
Intelligence
Automate credit assessments, streamline AML compliance, and monitor your loan portfolio in real-time with instant access to Companies House data and AI-powered risk analysis.
Apex Manufacturing Ltd
08481234
New charge filed
Northbank Logistics PLC
02058813
Director network
Helio Retail Group
11920458
PSC coverage
Watchlist monitor
Portfolio risk queue
| Company | Status | Risk | Latest signal |
|---|---|---|---|
Apex Manufacturing Ltd 08481234 | Active | Low | New charge filed |
Northbank Logistics PLC 02058813 | Active | Review | Director network |
Helio Retail Group 11920458 | Filing due | Medium | PSC coverage |
Challenges Facing Lenders Today
Manual processes slow you down and increase risk exposure.
Slow Credit Decisions
Manual company research delays loan approvals and frustrates customers expecting quick decisions.
AML Compliance Burden
Meeting regulatory requirements for KYC and ongoing monitoring consumes valuable analyst time.
Portfolio Blind Spots
Changes to borrower status, new charges, or director resignations can go unnoticed until it's too late.
Incomplete Risk Picture
Scattered data sources make it hard to assess true creditworthiness and connected party risk.
Built for Lending Teams
Everything you need to assess, approve, and monitor with confidence.
Automated Risk Scoring
AI analyses filing patterns, officer history, and financial indicators to generate instant risk assessments.
Real-time Portfolio Alerts
Get instant notifications when borrowers file new charges, change directors, or show signs of distress.
UBO & Connected Party Analysis
Automatically trace ultimate beneficial owners and identify hidden connections between entities.
Financial Health Indicators
Track filing consistency, account status, and operational health across your entire portfolio.
AI Executive Summaries
Get instant, readable summaries of company history, risk factors, and key events.
Charges & Security Register
View all registered charges, satisfaction dates, and secured creditor information instantly.
How Lenders Use COHOAI
From application to ongoing monitoring.
Pre-Lending Due Diligence
Quickly assess loan applicants with comprehensive company profiles and AI-generated risk reports.
AML & KYC Screening
Meet regulatory requirements with UBO tracing and PSC verification.
Portfolio Monitoring
Track all borrowers in one place with automated alerts for material changes.
Ready to streamline your credit process?
Join lending teams using COHOAI to make faster, safer credit decisions.